AAU Personal Lines

AAU Personal Lines

  • Vacant Homes

    Vacant Homes

    We offer packages for vacant homes in all states, for either short term or full year options. This product is for homes that are for sale, being remodeled, or unoccupied for 3 months or longer. We also offer coverage for forced placed schedules.

  • High Value Homeowners

    High Value Homeowners

    We offer packages for homes over 300,000 in value, which can include primary homes, secondary homes, coastal, celebrity owned, vacant homes, risks with a history of claims, and corporately owned homes.

  • Condos/HO-6

    Condos/HO-6

    Owned or rented condo units written as a HO-6.

  • Dwelling

    Dwelling

    Basic coverage for a home, rental, or vacant. Can be on the following forms: DP1, DP2, DP3.

  • Seasonal Homes

    Seasonal Homes

    Homes can be vacant for portions of the year or rented.

  • Rentals

    Rentals

    Single unit or multiple unit rental properties. Can be partially owner occupied.

  • Flood/Excess Flood

    Flood/Excess Flood

    Primary Flood available in packages and Excess Flood offered monoline.

  • Home Based Businesses

    Home Based Businesses

    We are pleased to introduce our newest national product for home based business owners.

  • Historical Homes

    Historical Homes

    Older homes that can be owner occupied as a home or showcased as a museum/property.

  • Fine Arts/Collections/Jewelry

    Fine Arts/Collections/Jewelry

    Art collections, wine collections, antiques, artifacts, furs, and much more. Jewelry available monoline or as part of a package.

  • Antique/Collectors Cars

    Antique/Collectors Cars

    We can offer coverages for collections or single antique/collectors cars. Available monoline or as part of a package.

  • Personal Umbrella

    Personal Umbrella

    Limits are virtually unlimited. Available monoline or can be part of a package.

  • Builders Risk

    Builders Risk

    Coverage for personal properties while under construction or renovations.

  • High Valued Auto

    High Valued Auto

    Physical damage and liability. Available monoline or as part of a package.

  • Boat/Yacht

    Boat/Yacht

    Personal watercraft including boats, jet skis, and yachts. Can also offer Charter's Legal Liability for boat/yacht leases.

  • Weddings/Family Reunions

    Weddings/Family Reunions

    Reception venues often requires general liability coverage; can be written as a package including cancellation and other coverages.