AAU Personal Lines
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Vacant Homes
We offer packages for vacant homes in all states, for either short term or full year options. This product is for homes that are for sale, being remodeled, or unoccupied for 3 months or longer. We also offer coverage for forced placed schedules.
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High Value Homeowners
We offer packages for homes over 300,000 in value, which can include primary homes, secondary homes, coastal, celebrity owned, vacant homes, risks with a history of claims, and corporately owned homes.
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Condos/HO-6
Owned or rented condo units written as a HO-6.
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Dwelling
Basic coverage for a home, rental, or vacant. Can be on the following forms: DP1, DP2, DP3.
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Seasonal Homes
Homes can be vacant for portions of the year or rented.
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Rentals
Single unit or multiple unit rental properties. Can be partially owner occupied.
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Flood/Excess Flood
Primary Flood available in packages and Excess Flood offered monoline.
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Home Based Businesses
We are pleased to introduce our newest national product for home based business owners.
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Historical Homes
Older homes that can be owner occupied as a home or showcased as a museum/property.
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Fine Arts/Collections/Jewelry
Art collections, wine collections, antiques, artifacts, furs, and much more. Jewelry available monoline or as part of a package.
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Antique/Collectors Cars
We can offer coverages for collections or single antique/collectors cars. Available monoline or as part of a package.
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Personal Umbrella
Limits are virtually unlimited. Available monoline or can be part of a package.
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Builders Risk
Coverage for personal properties while under construction or renovations.
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High Valued Auto
Physical damage and liability. Available monoline or as part of a package.
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Boat/Yacht
Personal watercraft including boats, jet skis, and yachts. Can also offer Charter's Legal Liability for boat/yacht leases.
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Weddings/Family Reunions
Reception venues often requires general liability coverage; can be written as a package including cancellation and other coverages.


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